What is the type of insurance called that provides coverage for independent contractors such as vendors, exhibitors, and concessionaires?

The type of insurance that provides coverage specifically for independent contractors such as vendors, exhibitors, and concessionaires is known as vendor insurance. This coverage is tailored to protect against risks associated with the unique activities of these independent contractors when they participate in events. Vendor insurance typically covers liability for damages or injuries that may occur during the event, ensuring that the vendor is financially protected in the event of a claim.

While other types of insurance, such as general liability insurance and commercial insurance, may offer broader coverage, vendor insurance is specifically designed to meet the needs of those who operate as independent businesses within the context of an event. General liability insurance is often more applicable to businesses as a whole, rather than focusing on individual contractors, and event insurance usually refers to coverage for the overall event itself rather than the specific activities of individual vendors. This specificity is what makes vendor insurance the most appropriate choice for those independent contractors involved in events.